kpk launches agent-powered vaults on Morpho, expanding non-custodial asset management through automation and transparent policy execution. These vaults let users earn yield on their assets through managed, onchain strategies that operate autonomously.

The vaults operate through deterministic agents that manage liquidity, optimise performance, and act on predefined onchain policies to adjust exposure and protect liquidity under changing market conditions.

Built on kpk’s non-custodial infrastructure, the same system that has powered large onchain treasuries such as Gnosis and ENS since 2020, they demonstrate how verifiable execution and structured risk control can coexist in open markets. Each transaction follows clear logic, embedding discipline and transparency in every interaction.

With this release, professional treasury infrastructure becomes accessible to anyone, extending the standards once reserved for DAOs to all onchain users.

Automation-Centred Design

At the core of every vault is kpk’s onchain policy layer. It defines the parameters, permissions, and safeguards that govern asset management.

Automation builds on this foundation by enforcing policies continuously and predictably. Each agent operates within verifiable bounds, executing predefined actions without discretion.

• The Rebalancing Agent reallocates liquidity among approved markets to maintain optimal utilisation and yield.

• The Exit Agent reacts to risk conditions such as oracle staleness, liquidity stress, or price divergence. It reallocates capital within seconds to prevent/limit illiquidity scenarios.

These agents are not AI systems but logic-based programmes with limited, auditable permissions. They act strictly within the rules established by kpk’s framework, ensuring that all activity remains transparent and non-custodial.

Vaults Overview

The first series of agent-powered vaults introduces diversified strategies across stablecoins and ETH. All kpk vaults are fully automated, low-risk vaults designed for continuous operation. Allocations are rebalanced in real-time across liquid markets, with strict collateral filters in place to preserve liquidity and mitigate risk.

kpk USDC

A multi-market vault allocating USDC across blue-chip collateral markets such as wstETH, BTC, and ETH+, with diversified tiers and strict caps, combining safety with efficient yield.

kpk EURC

Targets EURC lending markets with defined tier-based exposure limits.

kpk ETH

Deploys ETH across selected collateral markets to generate lending yield while maintaining real-time liquidity through automated rebalancing.

kpk USDC Yield (Arbitrum)

Extends the same policy and automation framework to the Arbitrum Layer 2. Allocations are dynamically rebalanced across incentive-rich markets on Arbitrum with strict caps in place to preserve liquidity and mitigate risk.

All vaults are ERC-4626 compliant and fully transparent, with parameters, oracles, and allocations accessible through the kpk handbook and the Morpho interface.

Measured Performance and Proven Resilience

During the soft launch, EURC markets briefly exceeded their utilisation threshold, creating a liquidity crunch. Within seconds, the agent reallocated 20% of the vault’s liquidity, preserving full withdrawal access while manually managed vaults took hours to respond.

The vault sustained higher net yields and uninterrupted liquidity throughout. In testing, weekly realised yields outperformed identical benchmarks up to 46%, demonstrating the efficiency of agent-driven execution.

Here, automation acts as operational discipline, executing policy instantly, without delay or discretion.

Building the Next Layer of Onchain Asset Management

The launch of agent-powered vaults on Morpho marks a new stage in how onchain asset management operates and scales.

By embedding policy-defined logic directly into execution, kpk turns management into a rule-based process where allocation, risk control, and reporting occur transparently onchain, without manual bottlenecks.

Automation does not replace management; it extends its reach, establishing the foundation for a more transparent and scalable financial system.

Learn more about kpk’s approach to curation at kpk.io/curation